I grew up studying my physician parents. My dad, a pathologist, was a hard-working hospital employee with multiple odd jobs on the side. He always worried about whether he’d have enough for retirement (though he never really wanted to retire). My mom, a psychiatrist, is more of an entrepreneurial businesswoman. She had her own private practice (even though all the other employed doctors warned she’d never make it going solo). Guess who earned more money? And retired early? My mom (she retired 30 years before my dad). Read blog & comment . . .